• About XtraCash
  • The XtraCash Difference
  • The Company We Keep
  • The Principals
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  • ATM Machines
  • Free Terminal Program
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Meet the Principals

Joseph Messina ’Äì Chief Executive Officer
A seasoned Sales Executive within the ATM/POS ISO marketplace.¬Ý Over the last 12 years as President of Xtracash Payment Systems, Joe has built and sold several ATM and POS portfolios.¬Ý His current portfolio of accounts generates over 2 billion in sales annually.

Prior to building an ISO business, Joe spent 20+ years within the audio retail marketplace.¬Ý During this time, he managed 17 stores generating over $120MM in annual sales.¬Ý He was also the founder of Home Theatre Sound Systems Company, and built it to $15MM in annual sales over a 4 year period.

Oxford Academy, USAF, Baskin Robbins franchise owner, Retail 20 years, various executive roles with E Trade/ CIBC Amicus Financial, XtraCash ATM. Currently serves on the Advisory Board for United Bank Card and the Board of Directors of Cono Italiano.

Matthew Pascarella ’Äì Vice President of Sales
Matt has been in the financial services industry for over 10 years. Prior to his affiliation with Xtra Cash in April of 2006, Mr. Pascarella was a financial advisor with a wealth management team at Smith Barney. For 3 years he worked within the Private Client Group helping to manage clientele with combined assets in excess of $200 million dollars. Before joining Citigroup, Mr. Pascarella was associated with Ryan Beck & Co. and A.G. Edwards & Sons.

Mr. Pascarella is actively involved with Business Networking International (BNI) and currently serves as President for the Business Growth Professionals chapter in Basking Ridge, NJ. Mr. Pascarella is also involved with the Emerging Leaders of Somerset County serving on the membership committee.

James B. Roberts ’Äì Chief Financial Officer
Responsibilities include: providing Merchant Credit Card (Visa, MC, etc) and Automated Terminal Machine (ATM) sales and service, and other related products and services for XtraCash.

Eighteen years sales experience in Credit Cards ATM telecommunications, audit consulting, executive aircraft charter and success motivation techniques.
- Education: BRA in Marketing, MS in Systems Safety Management
- Married, 41 years
- Small business owner 18 years
- Retired USAF Pilot
- Top Secret + FBI cleared
- Civil Service Manager (GM-13)
- Desert Storm & Vietnam Veteran
- Retired Northwest Airlines Pilot

Credit Card Processing

ATM Machines

Signature Capture

Check Services